A young woman is about to use her universal electronic card at a Sberbank of Russia ATM in Vladivostok.15.03.2013#1412230
A client electronically signs her universal electronic card in a Sberbank of Russia office in Vladivostok.15.03.2013#1412228
An employee of Sberbank of Russia explains to a client how a universal electronic card works, at a Sberbank of Russia office in Vladivostok.15.03.2013#1412215
An employee of Sberbank of Russia shows a universal electronic card and an envelope with a pin at a Sberbank of Russia office in Vladivostok.15.03.2013#1412214
An employee of Sberbank of Russia explains to a client how a universal electronic card works, at a Sberbank of Russia office in Vladivostok.15.03.2013#1412213
An employee of Sberbank of Russia shows a universal electronic card at a Sberbank of Russia office in Vladivostok.15.03.2013#1412211
An employee of Sberbank of Russia shows a universal electronic card at a Sberbank of Russia office in Vladivostok.15.03.2013#1412210
A client holds a universal electronic card at a Sberbank of Russia office in Vladivostok.15.03.2013#1412209